Your Wealth,
Finally
Intelligent
Unified. Predictive. Yours.
Aranidhi brings every corner of your financial life — banks, investments, taxes, liabilities, goals — under one roof, illuminated by AI that thinks ahead so you never have to react. Built for India's serious wealth builders.
What Aranidhi delivers — every day
AI Modules
Data Sources Integrated
Asset Classes Tracked
India Stack Native
Domain Specialized CA's
Daily Intelligence.
Real-Time Action.
Our system runs every single day, generating actionable signals across your entire financial life — not just periodic reports.
Risk Alerts
Proactive warnings before losses happen
Optimization Insights
Daily savings and tax-saving opportunities
Growth Opportunities
Intelligent rebalancing & wealth moves
Loss Prevention
Early signals to prevent capital erosion
These are not just notifications — they are action triggers for your CA team.
Human Experts + AI
= Powerful Execution
Unlike apps that leave you alone with a dashboard, Aranidhi assigns a dedicated team of experts who validate, customize, and execute every AI-driven insight on your behalf.
Chartered Accountants
Tax planning, filings, compliance execution
Financial Advisors
Goal planning, risk assessment, wealth strategy
Fund Managers
Portfolio construction, rebalancing, market intelligence
Tax Specialists
Advanced tax structuring and regime optimization
This hybrid model ensures accuracy + accountability — unlike apps that leave you on your own.
Your Personal Financial Command Center
Most apps show you numbers. Aranidhi acts on them. We continuously optimize your entire financial life — every single day — so you can focus on living it.
What We Do For You
Every day. In real time. No exceptions.
Built on AI and executed by Chartered Accountants, Aranidhi works continuously across every dimension of your financial life.
Pay Dramatically Less Tax
AI finds deductions, exemptions and restructuring opportunities your CA may have missed.
Eliminate Money Leaks Instantly
Spending intelligence flags wasteful subscriptions, excess EMIs and cashflow drains in real time.
Compound Wealth — Faster Than Ever
Personalized investment ideas across MF, equity, bonds, PMS and AIFs — all risk-calibrated to your life.
Stay 100% Compliant — Zero Stress
SEBI, RBI, IRDAI and DPDP aligned. Every transaction logged, every filing tracked, every deadline met.
Make Confident Decisions Daily
Live dashboards, plain-language AI insights and expert execution — so every choice is backed by data.
One Platform for Your Entire Family
Manage individual, HUF, business and family wealth under a single intelligent roof — with role-based access.
Why Aranidhi Is Different
The gap between advice and action — eliminated.
Traditional advisors give you a report once a year. Apps send you a notification. Aranidhi acts on your behalf — every day.
360° Ecosystem Analysis
We look at your income, spending, assets, liabilities, taxes and goals — all at once — not in silos. What one CA misses, the AI catches.
Daily Intelligence — Not Annual Reviews
Our 10 AI Growth Engines run every day detecting tax-saving windows, investment opportunities and risk triggers — before they become problems.
CA-Executed, Not Just AI-Notified
Every AI insight is verified and executed by a Chartered Accountant. You get the speed of AI with the trust of a human expert — together.
Built for Your Life — Not a Template
Whether you're a salaried professional, entrepreneur, HNI investor or a CA managing 200 clients — Aranidhi adapts entirely to your situation.
20+ AI Modules Working in Sync
Every module — identity, income, tax, wealth, risk, advisory — shares intelligence so no insight is ever missed across your full financial picture.
"This is not advice.
This is action."
Aranidhi executes — while others just recommend.
Start Your Free ConsultationFrom Raw Data to Wealth Intelligence
A 3-stage AI pipeline that runs automatically, every day — turning scattered financial data into clear, actionable intelligence across every dimension of your wealth.
Step 1
Connect & Ingest
AA consent, OCR, 20+ sources — zero manual upload.
Step 2
Process & Classify
NLP + AI classifies every transaction, links assets & liabilities automatically.
Step 3
Insights & Act
Live net worth, tax reports, AI forecasts & advisor workflows — delivered daily.
Step 1
Process & Ingest
- AA Consent — bank, broker, GSTN & UPI in one click
- OCR & PDF Parsing — statements, salary slips & invoices
- 20+ Source Types — NSDL, CDSL, UPI, lending & insurance
- Real-time Auto-sync — daily refresh, no manual uploads
Step 2–3
Wealth & Debt
- 10+ Asset Classes — equity, MF, RE, gold, crypto & more
- Live Net Worth Engine — updated every day automatically
- Debt Risk Flagging — over-leverage alerts & optimisation
- 5-Year Trajectories — scenario modelling & AI projection
Step 3
Tax & Intelligence
- AIS · GST · 26AS — auto-fetch & reconciliation
- Capital Gains — auto-computed across all holdings
- Role Dashboards — client, advisor & super-admin views
- Cohort & HNI Analytics — advisor productivity metrics
Step 3
Reports & Execute
- Net Worth Reports — live snapshot, trend & 5-yr projection
- Income & Cashflow — monthly P&L & 90-day forecast
- Portfolio Analytics — XIRR, P&L & benchmark comparison
- AI Insights — alerts, rebalancing & tax-loss harvesting
Designed for Every Financial Stakeholder
Whether you manage your personal wealth or advise a hundred HNI clients, Aranidhi adapts to your role.
Individuals & Families
Personal finance, budgeting, cashflow, and a unified net worth view across all accounts and assets.
Explore FeaturesHNI Clients
Multi-asset wealth intelligence for complex portfolios — PMS, real estate, alternatives, deal flow and family office management.
Explore HNI FeaturesFinancial Advisors & CAs
Dedicated dashboards, client financial views, recommendation workflows, overrides, and secure document collaboration.
Explore Advisor ToolsEnterprises & HUF
Cohort analytics, advisor productivity metrics, client outcome tracking, and internal data monetization across your network.
Explore Enterprise BIAdvisors who trust Aranidhi for their
“Aranidhi's AI classification engine cut the time I spend reconciling client bank statements by over 70%. The auto-linking of transactions to assets and liabilities is genuinely impressive — I've never seen anything like it in India.”
Rajesh Kumar
Chartered Accountant, Mumbai“For the first time I can see my entire net worth — equity, mutual funds, real estate and gold — in a single dashboard. The 5-year projection model has completely changed how I think about my financial decisions.”
Priya Sharma
HNI Client, New Delhi“The advisor dashboard is a game changer. I can see every client's financial health in one view, add recommendations with controlled overrides, and collaborate securely — it's everything I wanted from a modern advisory platform.”
Vivek Nair
Financial Advisor, Bangalore“We manage four family entities — Individual, HUF, and two businesses. Aranidhi handles all of them in a single system with proper delegation and role-based access. The compliance-first architecture gives our family office real confidence.”
Sunita Patel
Family Office Manager, Ahmedabad“The Tax Intelligence Engine saved my clients enormous work this filing season. AIS, GST and 26AS all integrated and capital gains computed automatically — what used to take weeks is now done in hours.”
Arjun Mehta
PMS Manager, Mumbai“The cohort analytics and advisor productivity dashboards give us visibility we never had before. We can identify HNI prospects, track client outcomes, and make data-driven decisions across our entire advisory network.”
Deepa Krishnan
CFO, FinTech Enterprise, HyderabadYou Pay Only When You Profit
Aranidhi charges a small percentage on your actual returns — not a flat subscription fee. No returns, no charge. Pure alignment of interests.
Minimum eligibility: ₹10 Cr total net worth or ₹5 Cr digital & liquid portfolio
Returns-Based Fee
Our fee is a percentage of the actual profits generated — charged only when you gain.
Zero Flat Fees
No monthly subscription. No setup cost. No hidden charges. Your success is our business model.
Full Transparency
Every fee deduction is visible in your dashboard — auditable and SEBI-compliant.
Growth
For HNI InvestorsPerformance Fee
10%
on actual returns generated
- Unified Wealth Dashboard
- Multi-Asset Portfolio Tracking
- Goal Planning & Projections
- Tax & XIRR Reports
- Dedicated Wealth Advisor
- Family Office Features
Elite
For Ultra-HNI InvestorsPerformance Fee
8%
on actual returns generated
- Everything in Growth
- Advanced Risk Analytics
- PMS & AIF Integration
- Quarterly Strategy Review
- Priority Relationship Manager
- Estate & Succession Planning
Institutional
Family Offices & InstitutionsPerformance Fee
Bespoke
Negotiated based on corpus & complexity
- Everything in Elite
- Family Office Dashboard
- Multi-Entity & Multi-Member
- Private Credit & Alternatives
- White-Glove Onboarding
- 24×7 Dedicated Support