Your total net worthLive sync
₹169.35 Crores
+₹4.2 Cr (2.5%) vs last month
- %Advance tax milestoneEstimated saving: ₹18.6L
- !Concentration driftEquity large-cap above target
CA Verified · Ready for execution
Aranidhi - Wealth Intelligence
RBI · SEBI · DPDP
Your Wealth, Finally Intelligent
Unified. Predictive. Yours.
Aranidhi brings every corner of your financial life - banks, investments, taxes, liabilities, goals - under one roof, illuminated by AI that thinks ahead so you never have to react. Built for India's serious wealth builders.
★★★★★
Trusted by HNIs, family offices & advisors
No Growth, No Fee
20AI Modules Active
20+Data Sources Integrated
10+Asset Classes Tracked
100%India Stack Native
100+Domain Specialized CAs
What Aranidhi Delivers - Every Day
Core Capabilities Built for Active Wealth Execution
Six continuous capabilities working across your entire financial life - keeping your wealth protected, compliant, and compounding without manual effort.
Live Net Worth
Real-time balance sheet tracking across all your bank accounts, investments, and physical assets.
Zero Tax Leakage
Continuous scanning across AIS, GST, and capital gains to capture tax-saving moves year-round.
Tailored Strategies
Bespoke portfolio and liquidity architectures calibrated to your unique family milestones.
India Stack Native
Direct consent-driven pipelines via RBI Account Aggregators (AA), DigiLocker, and depositories.
100% Compliant
Institutional governance aligned with RBI, SEBI RIA standards, IRDAI, and the DPDP Act 2023.
Zero-Trust Architecture
Bank-grade AES-256 vault encryption, strict role-based access controls, and automated PII masking.
Real-Time Action · Human + AI Hybrid Model
Daily Intelligence. Human Experts + AI = Powerful Execution
Our system runs every single day, generating actionable signals across your entire financial life - while dedicated Chartered Accountants and wealth specialists review and execute every move.
- Aranidhi Intelligence
Analyses, every day
Reads your banks, AIS, portfolios and tax rules to find opportunities.
- Your CA
Verifies and chooses
Reviews each opportunity, picks the right ones and records why.
- Aranidhi second check
A second pair of eyes
Validates the decision against your rules and limits, then approves.
- Executed
Done, and logged
Executed, then recorded with the facts behind it: what, why, who and when.
Then it starts again tomorrow. Aranidhi never stops analysing.
This hybrid model ensures 100% accuracy + accountability - unlike generic automated apps that leave you to execute on your own.
AI + CA Expertise - India's First
Your Personal Financial Command Center
Most apps show you numbers. Aranidhi acts on them. We continuously optimize your entire financial life - every single day - so you can focus on living it.
What We Do For You
Every day. In real time. No exceptions.
Built on AI and executed by Chartered Accountants, Aranidhi works continuously across every dimension of your financial life.
Pay Dramatically Less Tax
AI finds deductions, exemptions and restructuring opportunities your CA may have missed.
Eliminate Money Leaks Instantly
Spending intelligence flags wasteful subscriptions, excess EMIs and cashflow drains in real time.
Compound Wealth - Faster Than Ever
Personalized investment ideas across MF, equity, bonds, PMS and AIFs - all risk-calibrated to your life.
Stay 100% Compliant - Zero Stress
SEBI, RBI, IRDAI and DPDP aligned. Every transaction logged, every filing tracked, every deadline met.
Make Confident Decisions Daily
Live dashboards, plain-language AI insights and expert execution - so every choice is backed by data.
One Platform for Your Entire Family
Manage individual, HUF, business and family wealth under a single intelligent roof - with role-based access.
Why Aranidhi Is Different
The gap between advice and action - eliminated.
Traditional advisors give you a report once a year. Apps send you a notification. Aranidhi acts on your behalf - every day.
360° Ecosystem Analysis
We look at your income, spending, assets, liabilities, taxes and goals - all at once - not in silos. What one CA misses, the AI catches.
Daily Intelligence - Not Annual Reviews
Our 10 AI Growth Engines run every day detecting tax-saving windows, investment opportunities and risk triggers - before they become problems.
CA-Executed, Not Just AI-Notified
Every AI insight is verified and executed by a Chartered Accountant. You get the speed of AI with the trust of a human expert - together.
Built for Your Life - Not a Template
Whether you're a salaried professional, entrepreneur, HNI investor or a CA managing 200 clients - Aranidhi adapts entirely to your situation.
20+ AI Modules Working in Sync
Every module - identity, income, tax, wealth, risk, advisory - shares intelligence so no insight is ever missed across your full financial picture.
₹500Cr+Wealth Under Intelligence
10Expert Growth Engines
0Hidden Fees. Ever.
“This is not advice. This is action.”
Aranidhi executes - while others just recommend.
Start Your Free Consultation
How It Works · What You Get
From Raw Data to Wealth Intelligence
A 3-stage AI pipeline that runs automatically, every day - turning scattered financial data into clear, actionable intelligence across every dimension of your wealth.
Connect & Ingest
AA consent, OCR, 20+ sources - automated zero-friction financial data intake.
AA ConsentOCR / PDF20+ Sources
Process & Classify
NLP AI classifies every transaction, categorizes entities, links assets & liabilities.
NLP AIAsset LinkingDouble-Entry
Insights & Act
Live net worth, tax reports, 5-year forecasts & advisor execution workflows daily.
Net WorthTax ReportsAI Forecasts
Process & Ingest
- AA Consent - bank, broker, GSTN & UPI in one click
- OCR & PDF Parsing - statements, salary slips & invoices
- 20+ Source Types - NSDL, CDSL, UPI, lending & insurance
- Real-time Auto-sync - daily refresh, no manual uploads
Wealth & Debt
- 10+ Asset Classes - equity, MF, RE, gold, crypto & more
- Live Net Worth Engine - updated every day automatically
- Debt Risk Flagging - over-leverage alerts & optimisation
- 5-Year Trajectories - scenario modelling & AI projection
Tax & Intelligence
- AIS · GST · 26AS - auto-fetch & reconciliation
- Capital Gains - auto-computed across all holdings
- Role Dashboards - client, advisor & super-admin views
- Cohort & HNI Analytics - advisor productivity metrics
Reports & Execute
- Net Worth Reports - live snapshot, trend & 5-yr projection
- Income & Cashflow - monthly P&L & 90-day forecast
- Portfolio Analytics - XIRR, P&L & benchmark comparison
- AI Insights - alerts, rebalancing & tax-loss harvesting
Who It's Built For
Designed for Every Financial Stakeholder
Whether you manage your personal wealth or advise a hundred HNI clients, Aranidhi adapts to your role with dedicated workflows and intelligence.
Individuals & Families
Personal finance, budgeting, cashflow, and a unified net worth view across all accounts and assets.
Explore FeaturesHNI Clients
Multi-asset wealth intelligence for complex portfolios - PMS, real estate, alternatives, deal flow and family office management.
Explore HNI FeaturesFinancial Advisors & CAs
Dedicated dashboards, client financial views, recommendation workflows, overrides, and secure document collaboration.
Explore Advisor ToolsEnterprises & HUF
Cohort analytics, advisor productivity metrics, client outcome tracking, and internal data monetization across your network.
Explore Enterprise BI
For Advisors & CAs
Advisors who trust Aranidhi for their Clients, HNIs, Families & Enterprises
Hear from Chartered Accountants, wealth managers, and institutional clients across India who rely on our hybrid intelligence model.
“Aranidhi's AI classification engine cut the time I spend reconciling client bank statements by over 70%. The auto-linking of transactions to assets and liabilities is genuinely impressive - I've never seen anything like it in India.”
RK
Rajesh KumarChartered Accountant, Mumbai
“For the first time I can see my entire net worth in a single dashboard - equity, mutual funds, real estate and gold. The 5-year projection model has completely changed how I think about my financial decisions.”
PS
Priya SharmaHNI Client, New Delhi
“The advisor dashboard is a game changer. I can see every client's financial health in one view, add recommendations with controlled overrides, and collaborate securely across our practice.”
VN
Vivek NairFinancial Advisor, Bangalore
“We manage four family entities - Individual, HUF, and two businesses. Aranidhi handles all of them in a single system with proper delegation and role-based access. Gives our family office real confidence.”
SP
Sunita PatelFamily Office Manager, Ahmedabad
“The Tax Intelligence Engine saved my clients enormous work this filing season. AIS, GST and 26AS all integrated and capital gains computed automatically - what used to take weeks is done in hours.”
AM
Arjun MehtaPMS Manager, Mumbai
“The cohort analytics and advisor productivity dashboards give us visibility we never had before. We can identify HNI prospects, track client outcomes, and make data-driven decisions across our advisory network.”
DK
Deepa KrishnanCFO, FinTech Enterprise, Hyderabad
Performance-Based Pricing
You Pay Only When You Profit
Aranidhi charges a small percentage on your actual returns - not a flat subscription fee. No returns, no charge. Pure alignment of interests.
Minimum eligibility: ₹10 Cr total net worth or ₹5 Cr digital & liquid portfolio
Growth
For HNI Investors
Performance Fee
10%
on actual returns generated
Min: ₹5 Cr liquid or ₹10 Cr total
- Unified Wealth Dashboard
- Multi-Asset Portfolio Tracking
- Goal Planning & Projections
- Tax & XIRR Reports
- Dedicated Wealth Advisor
- Family Office Features
Elite
For Ultra-HNI Investors
Performance Fee
8%
on actual returns generated
Min: ₹10 Cr total net worth
- Everything in Growth
- Advanced Risk Analytics
- PMS & AIF Integration
- Quarterly Strategy Review
- Priority Relationship Manager
- Estate & Succession Planning
Institutional
Family Offices & Institutions
Performance Fee
Bespoke
negotiated on corpus & complexity
Net Worth: ₹10 Cr+ across all assets
- Everything in Elite
- Family Office Dashboard
- Multi-Entity & Multi-Member
- Private Credit & Alternatives
- White-Glove Onboarding
- 24×7 Dedicated Support
Returns-Based FeePercentage of actual profits - charged only when you gain.
Zero Flat FeesNo monthly subscription, setup cost, or hidden charges.
Full TransparencyDashboard-tracked deductions, auditable and SEBI-compliant.